4 Facts You MUST Understand if You Are Ever Going to Regain Control of your Health Care Costs.

1. Many so-called "cost cutting efforts" are actually counterproductive and can lead to undesirable long-term effects yet most insurance companies and benefits brokers continue to recommend them to their clients because they’re in it to make money!

2. Cost reduction efforts such as reducing coverage, restricting access, and shifting costs to employees are actually the LEAST effective methods of achieving a long-term reduction of your healthcare costs.

We'll explore what types of cost cutting efforts REALLY work in a minute.

3. Standalone Wellness Initiatives are NOT an effective way to motivate your workforce to make healthy lifestyle choices.

The majority of all Wellness Programs actually lose money and fail to demonstrate a return on investment.

I'll tell you the exact types of programs that produce 10x better results below.

Before we get to #4, if you didn't do it already, make sure not to miss out on this free report with invaluable health care cost management insights today...

4. You DON'T need to waste your money on expensive incentives to encourage wellness participation, or take time out of your busy schedule to travel all over the country to health & welfare conferences, just to hear the same old information over and over.

Now you can learn about the most advanced and most effective methods in managing health care cost from the convenience of your desk in just a couple of hours.

While researching health and fitness-related information out of a personal interest back in 1998, I discovered a few companies that reported significantly lower healthcare costs than companies

of similar size in the same industry.

Despite their exposure to the same economic and social environment some companies pay up to 50% less for healthcare than the average U.S. company.

How is that possible?

I have spent over 1000 hours of my own time analyzing the practices of the most successful companies in healthcare cost management.

By applying the 80/20 Principle, an economic law that was discovered over 100 years ago, to the raw data I was able to identify the specific reasons behind the success of those few companies and discovered how they were able to create a competitive advantage over their peers by significantly lowering the cost of providing healthcare to their employees.

Eager to put my findings to the test, I created a multi-year Healthcare Cost Management Plan designed to cut healthcare cost

and increase employee productivity.

The program was intuitively designed to ensure at least 80% of the workforce actively participated in the program right from the get-go.

After just 6 months, the program had generated a positive return on investment and was also directly responsible for tremendously reducing the number of quantitative health risks among the workforce.

Our healthcare premium went from an 11% increase during the previous year to -1% for the following year — and that was just the beginning.

After only 30 months, the combined cost reduction and cost avoidance figure was at 28.3%, which translated to several millions in savings.

Wow! I had found something that really worked!

While other companies experienced double digit increases every year, my plan froze my employer’s employee medical premiums

for 5 consecutive years.

Continue reading to find out how you too can cut costs and increase productivity withThe High Road -Total Health Care Cost Transformation Program.

Even if you know only the basics about healthcare benefits, you can lower cost by   6% -10% per year.

You can regain control of your healthcare costs, in partnership with your employees, by following a proven blueprint.

Break free from the ineffective strategies of cost shifting, restricting access, and reducing benefits by following an approach that treats the root cause of sky-rocketing healthcare costs not just the symptoms!

Not only will the insurance premiums and medical claims you pay for your employees be drastically reduced, your employee absenteeism will be lower and productivity levels will increase.

10 Facts you must know to cut Healthcare Costs

It doesn’t matter if you’re forced to cut cost by the economic downturn we’re experiencing or if you just need to build a competitive edge over industry peers; cutting costs and increasing productivity is simple once you know:

• The surprising facts about what really drives cost increases and how to manage it.

• Two important cost-saving steps you must take TODAY to evaluate your current approach to managing healthcare costs that will affect your future forecasts immediately.

• How to freeze your healthcare costs for the next three to five years by following a strategic plan tailored to your company’s specific goals and circumstances.

• The most effective way to measurably increase the productivity of your workforce.

• How to spot and control or eliminate the hidden costs of poor health currently eating away at your profits.

• The exact steps you need to follow to see a positive return on investment in less than 12 months for any health or wellness initiative, whether newly implemented or one you already have in place.

• How to avoid thousands of dollars worth of preventable medical claims.

• The simple three-step method to creating a smart benefits design without sabotaging your healthcare costs control efforts.

• Why most wellness programs fail and end up losing you money rather than saving it.

Wellness programs are the latest trend in combating the sky-rocketing health care cost. 83% of all companies have one but less than 5% are able to demonstrate a positive return on investment.

WHY? Find out below.

Here is the REAL truth about Wellness Programs & Health Initiatives . . .

Poor employee participation is the single deadliest foe of any health and wellness initiative.

Many excellent plans have failed to demonstrate cost reductions because only 15%-20% of the workforce actively participated.

Research studies suggest that less than 5% of all wellness programs and health initiatives have participation levels of 80% or higher.

Without the active and ongoing participation of at least 80% of the workforce and dependents it will take years before a significant return on investment can be achieved!

Even experienced wellness consultants suggest that it takes three to five years before a good wellness program will have a measurable impact on healthcare costs.

Does your company have time to wait years for nominal reductions in healthcare costs that may or may not ever occur?

The unique 80-20 Wellness Model will show you how to instantly

get 80% or more of your workforce actively involved

in reducing healthcare cost!

In addition, you will you learn how powerful incentives can generate cost savings that will permanently lower your healthcare cost with no additional cost to your company!

You will be able to provide these powerful, no-cost incentives to your company once you know:

• Why 95% of all wellness programs suffer from low participation.

• How to create a benefits design that supports your wellness initiatives.

• The secret to getting 80% or more of your employees’ spouses actively involved in cutting healthcare costs.

• How to offer your workforce no increases in healthcare premiums for the next three to five years.

• The best incentives that you can possibly offer your employees and how to provide them tax free.

• The secret to long-lasting lifestyle changes that will motivate employees to take action.

Are you beginning to see how exciting

and powerful this is?

. . . attendees were impressed with your knowledge on the subject, and the fact that you did not just talk about the problems with health care costs, but actually explained solutions and offered specifics on how businesses can improve employee health while reducing costs.   Paula Harvey, SPHR, GPHR 2008 NCSHRM State Conf. Chair

Realize a Profit in the face of the Healthcare Crisis, Recession & Health Care Reform

* Based on average healthcare cost of $8,000 per employee per year.

Healthcare Cost Savings - Just the Tip of the Iceberg

The numbers above are quite impressive but they only represent 25% - 33% of the total cost savings that your company can achieve by improving the health of your workforce.

"Secondary cost savings make up two-thirds to three-quarters of the overall cost savings potential."

What is your Company's Total Cost of Poor Health?

According a Harvard study, every healthcare dollar that is saved because of

improved health will also save two dollars of non-healthcare costs.

A recent study of more than 15,000 employees at four major companies found the cost of lost productivity due to poor health to be more than four times greater than the cost of direct medical and pharmaceutical spending (The Journal of Occupational and Environmental Medicine, July 2007.)

By reading The High Road Manual you will learn how to achieve significant savings and cost reductions in all of the following categories:

• Workers' Compensation Claims
• Overtime
• Training Costs
• Replacement Costs
• Long-Term Disability Costs
• Short-Term Disability Costs
• Work Site Injuries
• Turnover / Attrition
• Presenteeism / Productivity
• Temporary Staffing
• Variable Product Quality
• Employee Morale

Summary / Drawbacks

At this point you might be asking, "Okay, what's the downside?

Are there any drawbacks?"

Yes, there are some. And I’ll freely disclose them to you.

Find out if The High Road is right for Your Company

To find out if The High Road - Healthcare Cost Management Toolkit is the right solution for your company’s healthcare cost issues and the correct blueprint to follow in order to improve the productivity of your workforce, take advantage of our Three-Year 100% Money Back Guarantee!

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